patient-financing

0% Patient Financing*

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Choose a payment plan that works for you and begin your treatment today!

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Borrower Benefits

Affordable rates and low monthly or semi-monthly payments

Renewable credit limit valid for one year that you and your family can use

Accelerated payment options

Pay early with no penalty

Treatment Financing FAQs

Do I have to pay a deposit?No, a deposit is not required for this program.

Can I pay for a portion of the treatment myself and apply for the remainder?Yes. When applying with HealthSmart Financial a limit is not requested. Instead, an available amount is offered. You can use whatever is available to you within one year of your application.

Can I pay off my account before the term ends?Yes, there are no prepayment penalties. 24/7 access to your account will allow you to make payments anytime, anywhere.

Will applying hurt my credit rating?Yes and no. If your credit rating is checked more than four times a year you may be affected, but most people do not have a need to check their rating more than four times annually.

Can I apply and use my credit for any members of my family?Yes, anyone in your immediate family may use your available credit.

I’m concerned I won’t be approved for Treatment Financing.We hear that a lot. However, over 89% of our applications are approved because the financing company factors more than just your credit rating into their decision.