0% Patient Financing*
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Apply with our easy to use online or mobile application
Instant Approval
No more waiting! With instant approvals, you can move forward with ease & confidence
Begin Treatment Today
Choose a payment plan that works for you and begin your treatment today!
Borrower Benefits
Affordable rates and low monthly or semi-monthly payments
Renewable credit limit valid for one year that you and your family can use
Accelerated payment options
Pay early with no penalty
Treatment Financing FAQs
Do I have to pay a deposit?No, a deposit is not required for this program.
Can I pay for a portion of the treatment myself and apply for the remainder?Yes. When applying with HealthSmart Financial a limit is not requested. Instead, an available amount is offered. You can use whatever is available to you within one year of your application.
Can I pay off my account before the term ends?Yes, there are no prepayment penalties. 24/7 access to your account will allow you to make payments anytime, anywhere.
Will applying hurt my credit rating?Yes and no. If your credit rating is checked more than four times a year you may be affected, but most people do not have a need to check their rating more than four times annually.
Can I apply and use my credit for any members of my family?Yes, anyone in your immediate family may use your available credit.
I’m concerned I won’t be approved for Treatment Financing.We hear that a lot. However, over 89% of our applications are approved because the financing company factors more than just your credit rating into their decision.
